Duke University

401(k) Plan Recommendations

The information provided here is meant to help you get the most out of the Duke University 401(k) plan. If you find this information helpful, please share this with your colleagues and spread the word at Duke University .
NorthStar offers a free initial consultation to discuss your 401(k) questions. We can help you make decisions about your retirement account and your entire investment portfolio. Contact us to arrange a conversation.

Fund Name
Aggressive
Portfolio
Moderate
Portfolio
Conservative
Portfolio
Vanguard 500 Index
15%
9%
6%
Vanguard Windsor II
15%
9%
6%
Vanguard Small-Cap Index
30%
18%
12%
Vanguard Total International Stock Index
40%
24%
16%
Vanguard Total Bond Market Index
0%
20%
30%
PIMCO Total Return
0%
20%
30%

401k.nstarcapital.com/duke-university

Visit 401(k) Background Information for a description of the fund selection process that guides the construction of this set of model 401(k) portfolios for Duke University employees. The percentages to the right of each fund indicate the specific portion of the retirement account that should be dedicated to that particular investment option. Please let us know if your plan has changed by emailing info@nstarcapital.com and we will gladly update our guidance.

WHICH PORTFOLIO IS RIGHT FOR YOU?

AGGRESSIVE PORTFOLIO

This portfolio is ideal for young investors with plenty of time before retirement and the discipline to remain calm during market downturns. It’s also a favorite for investors on a fast track that want or need all the growth they can get from their investments in a short amount of time. Since this is a 100% stock portfolio, it will have the bumpiest ride.

MODERATE PORTFOLIO

This portfolio is a popular choice for many investors and is especially suited to long-term investors. With 60% exposure to stocks, there is plenty of growth opportunity, while the 40% bond allocation provides for stability and safety during market declines. This portfolio is optimal for investors with five or more years until they will need their assets.

CONSERVATIVE PORTFOLIO

This portfolio stresses safety with a combination of 40% stocks and 60% bonds. It is most suitable for investors who consider themselves conservative, who are close to or past retirement or who, for whatever reason, care more about holding onto their money than making it grow.