We’ve made it through a hard, tumultuous year. And we’re still dealing with a pandemic and an uncertain economy.

While we may not feel the usual sense of a “fresh start” this New Year, we can use the transition as an opportunity to consider some valuable lessons that can help us navigate the next set of challenges.

We made a short video reflecting on three lessons we learned in 2020 that we think can make us stronger in 2021.

You can watch it here.



Hello, I’m Dr. Chris Mullis with NorthStar Capital Advisors. 2020 was a challenging year for me. Was it challenging for you as well?

Every December, I like to take time to reflect on the past year and think about what I learned. I think that’s more important than ever this year, and I wanted to share my thoughts with you. I hope they’re useful to you as you take stock of 2020 and plan for the new year.

Though 2020 was immensely challenging for me personally and professionally, the difficulties held valuable lessons for me. Here are three lessons I’m planning to keep in mind as we head into the new year.

Lesson #1: Expect the unexpected.

I know, it’s easier said than done, but it’s so true. I can’t count the number of plans I had to change, reschedule, or even cancel this year. You know one of the things that I missed the most is the joy of seeing my children’s musical performances.

In my work, I’ve learned to help clients build contingencies and backup plans. Now, I’ve incorporated that into my personal life so that I can switch gears whenever circumstances change. And the more I “go with the flow,” the more creative I’m becoming at finding solutions when new roadblocks pop up.

Lesson #2: Appreciate what you have.

We’ve all experienced losses this year, and some of those losses were profound. And yet we’re still here. That, in itself, is a gift. In 2021, I’m going to take more time to recognize the blessings in my life, especially when I’m feeling anxious or under stress. Personally, I’m grateful for my family, good health, and good neighbors. And I’m especially thankful for folks like you.

Lesson #3: Ask for help.

We’re none of us an island, especially during challenging times. Asking for help and support from the people around you is a sign of strength and courage. During this past year I’ve leaned on the strength and wisdom of fellow advisors to adapt, improve and grow professionally. And I’m going to keep doing that.

In 2021, I hope we can both recognize when we’re not at our best and reach out for support when we need it. Now I’d like to hear from you. What did you learn from 2020, and what are you taking with you into 2021?

Will you please drop me a note to let me know?

As a financial planner, I’m used to being someone in the know, but I also learn so much from my clients and my friends.  Can you teach me a lesson from your own experiences this year?

Are you still feeling shell-shocked by 2020 or thinking about financial goals for the new year? Just me drop a note to let me know. I’ll reach out.

Thank you for being on this incredible journey with me. I’m so honored by your trust and I look forward to learning many new lessons together in the year to come.